Shemittat kesaphim replaces legal enforcement, as the motivator to repay the debt, with gratitude for the repayment of a gift.
Shemittat kesaphim thus puts a time limit of endebtedness and insists the experience of gratitude into the affairs of fellow Israelites.
The ability to experience and express and act on gratitude bespeaks the cultivation of character that itself bespeaks the development of autonomy and dignity, which is the point of sacred social institutions.
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