The task of civil society and civilized society is to catapult those who live in scarcity/threat into the realm of abundance/security.
The reason people need to live in abundance and security is not so much because scarcity and threat are unpleasant states in which the poor and oppressed are forced to live; the reason people need to live in abundance and security is to enable them to participate in the civilized conduct properly developed societies have to offer. People need to have access to a little bit of excess so that they can insert themselves into a better life trajectory where it is possible to live in and for dignity and autonomy and life affirmation.
The difference between gifts and loans is accountability forward. A loan is a gift where the obligation for reciprocity is made more explicit. We should stop working for economic growth and start working for the thrusting of people into the dignified orbit.
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