Mutual aid to keep kith- and kins-men out of the kind of debt that results in loss of their ability to pay their debts is the subject of the sheviit chapter.
Irreversible insolvency is a social cancer that must be rooted out, one way or another, by the common concern of the entire people so that even if the leadership is not wise to these matters, God leapfrogs the leaders and arranges for the people to organize themselves to stop the blight.
That leapfrogging means God favors kinship groups over imperial, tribute-collecting (Egypt) or centralized, bureaucratic (Canaan) nation-states.
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